Wednesday, December 7, 2016

Goal Update: End of November 2016

At the end of each month, I post an update of my goals, including a brief discussion of any notable events that might have occurred during the month. The latest month's figures can always be found under the Featured menu in the menu bar at the top of the blog.

Last updated: End of November, 2016
Current value: $25,757
Change from last month: +$157
Percent of Goal:  23.68%





Note that the funds in this account are invested in stock, so there will be fluctuations in value that are outside my control. I never withdraw money from this account, so any dips are purely due to stock price changes.

Events Of Note Last Month:

Net income this month from my online courses was $113.65. My hard money loan generated $133.33 in income. My Amazon Mechanical Turk side hustle earned me $67.15 - significantly lower than the last two months because I was in the process of changing jobs for a couple weeks, so I had little spare time. I took in $20 in misc blog income and $15 from another class action lawsuit settlement. The stock performance of Realty Income continues to suppress my savings. Once again, my monthly gain is less than the amount of cash I deposited to the account.

Looking at the above graph, you can see very little progress made over the past 3 months. Because I invest in the stock market, this can happen. As soon as Realty Income turns around, I'll likely see a nice pop. In the meantime, I'll just collect the 4% dividend each month.

Net Worth Update

For November, our net worth is back to moving in the right direction - up. Gains are mostly due to Mr. Market playing nicer than last month.We saw a $10,636 gain over last month, more than making up for the $4,300 loss in October. I think this a new high.



October 2016November 2016
Note: Mint.com categorizes our HELOC as a credit card debt, not a loan, hence the apparently high credit card balance.












If you have any questions or suggestions for topics, please drop me a line in the comments section!

1 comment:

  1. Hello,
    The events you posted is really good and i hope you post this every month.

    ReplyDelete