
Look, I know not everyone is a financial genius. I'm certainly not. But I would like to think that most people have some basic level of knowledge, some grasp of rudimentary concepts of what constitutes a good or bad financial decision. A financial equivalent, if you will, of common sense. Like "poking yourself in the eye is bad."
Sadly, the astoundingly high levels of credit card debt the average American carries (over $8,000!) seems to indicate...