There Is No Financial Conspiracy

There is no shortage of conspiracy theories on the internet, but one I see time and time again is the popular “financial companies are out to get you” theme. Just look at some of these headlines: I understand the thought behind them. First, they are definitely clickbait-y and are meant to drive people to websites. Everyone wants to hear secrets! And if you are in over your head in debt, it can certainly feel like everyone is conspiring against...

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Reminder: Time To Rebalance Your 401(k)

The start of a new year is a natural time to reflect on where you've been, where you want to go, and how you want to get there. It also is a good time to revisit things you don't pay much attention to - specifically your 401(k). Once you start participating in a 401(k), it's easy to forget about it. It's one of those things that you set up once and then don't look at again. This can be a good thing. If you aren't constantly checking on it, you're...

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New Year? Time For A New Budget!

Ah, January. Time to kick out that old year (and let's be honest, it was getting a little rusty and worn out) and bring in a shiny new one. It's a time for fresh starts, new goals, and more than a bit of optimism that this year, things will be better. To help ensure things get better, at least financially, January is a good time to revisit your budget and make some tweaks. Update your income figures Most years, the tax withholding rates change...

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Goal Update: End of December 2015 And A Stock Option Primer

At the end of each month, I post an update of my goals, including a brief discussion of any notable events that might have occurred during the month. The latest month's figures can always be found under the Featured menu in the menu bar at the top of the blog. Last updated: End of December, 2015 Current value: $20,001 Change from last month: +$1,300 Percent of Goal:  18.40% click to supersize Note that the funds in this account...

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