Wednesday, December 30, 2015

Happy New Year 2016!

No post this week in celebration of the New Year! Photo: Daniel Lee ...

Wednesday, December 23, 2015

An Introduction To Hard Money Lending

Last time, I mentioned how I like to receive cash flow from my investments, which is why I am a dividend investor. There is one other type of investment I like and have used for years to generate cash flow and that is hard money lending. What Is Hard Money Lending? Hard money lending is the process of making a loan based solely on the value of some item put up as collateral by a borrower. Hard money lenders are usually private investors who lend...

Wednesday, December 16, 2015

A Guide To Dividend Investing

When it comes to investing in stocks, there are all sorts of different strategies people use. Growth investing is the strategy of buying the stock of small companies that you think will get bigger. A growth investor might have bought stock in Microsoft in the 1990s, believing it would grow into the huge company it now is. Value investing is buying stock of established companies when their stock price is less than what the company is actually worth....

Wednesday, December 9, 2015

Risk And Investing For Income

Last time, I talked about calculating yields for stocks and how that figure can be used to compare differing investments. If you recall, we looked at three different investments: A typical savings account paying 1% or less Realty Income stock (O) paying 4.58% Microsoft stock (MSFT) paying 2.95% If we just look at the yields, it looks like the obvious choice is Realty Income. But this overlooks one important factor: risk. How Safe Do You Want...

Wednesday, December 2, 2015

Goal Update: End of November 2015

At the end of each month, I post an update of my goals, including a brief discussion of any notable events that might have occurred during the month. The latest month's figures can always be found under the Featured menu in the menu bar at the top of the blog. Last updated: End of November, 2015 Current value: $18,701 Change from last month: +$559 Percent of Goal:  17.20% click to embiggerate Note that the funds in this account...