It's That Time Of Year Again - To Ask For A Gift

Time to ask your credit card companies for a gift - a credit limit increase. I have a detailed post on why you want to do this here, but the short version is: Increasing your credit limit, decreases your credit utilization, which increases your credit score. See the above referenced post for why. This assumes you do not go out and spend your new credit. If you can't control yourself, don't do this. I got my credit limit increased by $3,000...

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How I Almost Fell For A Slick New Phishing Scam

I like to think that I am fairly savvy when it comes to phishing scams, but I came very close to falling for one last week. It was pretty slick and if I was not sitting at my computer when the call came in, I might have been a victim. The Scam I get so many telemarketing calls on my cell phone these days, I never answer the phone unless it’s from a number I know. One of the tricks telemarketers are using now is to fake a local number that shows...

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Two Month Ownership Update

I've owned my Model S for almost two months now, so I thought I'd post another update on my ownership experience. Electricity Cost I recently got my first electric bill that included a full month of Tesla ownership. You may recall that I estimated my monthly Tesla electricity costs to be around $42.74. And although that was what I calculated, I actually have budgeted $50. Turned out, I was pretty close. My electricity bill for September...

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