A Look At The Last Four Years

It’s been just over 4 years since I started this blog and I thought it would be a good time to take a little look back at just how far I have come (and how far I have to go).My first savings update was in May 2014 and I had saved about $4,880. I think at the time, I was saving about $100 a month of my paycheck income towards the car and funneling any extra money I received from gifts, side hustles, or work bonuses towards it. Four years later,...

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Comparison: Vanguard S&P 500 vs. Three American Funds Mutual Funds

Photo credit: Norwood Themes Reader M Solve commented on my previous post that three American Funds mutual funds have consistently beat Vanguard's S&P 500 fund since their inception. The comment was that actively managed funds are better than index funds. This flies in the face of extensive research detailed in such books as The Little Book Of Common Sense Investing, so I wanted to check it out. I asked for three American Funds that I could...

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Our Dwindling Pile Of Cash

Photo credit: Annette Fischer I hardly ever carry cash anymore. It's rare that I have more than $5 in my wallet and most the time, I don't have any bills at all. Just about everyplace accepts credit cards now. Thanks to mobile phones and services like Square, even places that used to be cash-only, such as farmer's markets, can now accept cards. I'm fine with this. Cards are much more convenient. I also can earn points or cash back on more purchases....

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Goal Update: End Of April 2018

At the end of each month, I post an update of my goals, including a brief discussion of any notable events that might have occurred during the month. The latest month's figures can always be found under the Featured menu in the menu bar at the top of the blog. Last updated: End of April, 2018 Current value: $41,231 Change from last Month: +188 Percent of Goal:  37.92% Note that the funds in this account...

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