Stop Worshiping Vanguard Funds Already!

In the personal finance world, it’s very well known that mutual fund expenses can significantly reduce your real returns over the typical 20 to 30 year period that most people have for retirement savings. Vanguard, the company that pretty much invented low cost mutual fund investing, has achieved an almost cult-like status among the personal finance blogging community due to their ultra-low expenses ratios, which are around 0.04%. And, compared...

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Call Me Crazy, But I Purposely Went To Work For A Company Without A Retirement Plan

When we moved to Washington last year, I was able to keep working for the same company I was working for in Arizona because they were kind enough to allow me to work from home full time. In Arizona, I was already working from home two days a week, so when I asked to work from home full time in another state, I had a track record my boss could look back on. It also helped that my company had offices across the nation and videoconferencing was a...

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Goal Update: End Of March 2018

At the end of each month, I post an update of my goals, including a brief discussion of any notable events that might have occurred during the month. The latest month's figures can always be found under the Featured menu in the menu bar at the top of the blog. Last updated: End of March, 2018 Current value: $41,043 Change from last Month: +$2,957 Percent of Goal:  37.74% Note that the funds in this account...

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