Wednesday, October 4, 2017

Goal Update: End of September 2017

At the end of each month, I post an update of my goals, including a brief discussion of any notable events that might have occurred during the month. The latest month's figures can always be found under the Featured menu in the menu bar at the top of the blog.

Last updated: End of September, 2017
Current value: $34,964
Change from last month: +$1,099
Percent of Goal:  32.15%





Note that the funds in this account are invested in stock, so there will be fluctuations in value that are outside my control. I never withdraw money from this account, so any dips are purely due to stock price changes.


Events Of Note Last Month:

I saw an increase of almost $1,100 this month. Net income from my online courses was $94.89. Income from my ebooks was $1.16. I also received $7.72 from a class action lawsuit settlement.

My cash-backed naked puts of Realty Income expired out of the money and I was able to keep the $266.70 premium I collected last month. I've got a limit order in to try selling some again for another 8% ROI and I need the price of the stock to drop a little bit before that order gets filled.

This month I also published my online SQL Servers courses at a new site: SkillShare.com! Their revenue model is a bit different from Udemy's model. At Udemy's, students purchase individual classes and the instructor gets a portion of the purchase price. At SkillShare, students can subscribe for as little as $8.25 per month and they get unlimited access to ALL the courses on the site - so far that's over 17,000 courses. Instructors are paid based on how many minutes of their courses have been viewed. It will be interesting to see how my income numbers compare between the two sites.

If you are interested in learning about many different topics, SkillShare looks to be a very cost-attractive way to go. They do offer free courses that do not require a monthly subscription, but if you would like to join, please use this link and I'll get a small kickback that will help me get my Tesla a little bit faster. (You don't have to take the class that link points to. Just use it to sign up and take any class you want, even if it's not one of mine.) My courses can be found at https://www.skillshare.com/user/shaunstuart.

Relocation Update

Escrow closed on our new house last week. We're waiting for new paint and carpet to be installed and then we will move in. Unfortunately, it looks like that won't be until near the end of October.


Net Worth Update 

Our net worth rebounded from last month, showing a gain of $20,880.That's pretty much exactly what our earnest money deposit was. If you recall, last month we paid it, but we didn't technically own the house yet, so it looked like a big debit to Mint. Now that we actually own the house, that amount is showing up as equity in the property.

Mint still can't access my 401(k) provider's website, so Mint is showing my 401(k) about $4,000 lower than it really is.



August 2017September 2017























Our cash took a huge drop as we paid our down payment for the house. Our credit card total shot up because we've been charged for our new carpet. We've got money in the bank to cover that. I'm just waiting until I get my bill to pay it.


And yeah... We've got a half a million dollar mortgage. Welcome to Washington!

If you have any questions or suggestions for topics, please drop me a line in the comments section!

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