Goal Update: End Of January 2017

At the end of each month, I post an update of my goals, including a brief discussion of any notable events that might have occurred during the month. The latest month's figures can always be found under the Featured menu in the menu bar at the top of the blog.

Last updated: End of January, 2017
Current value: $29,287
Change from last month: +$703
Percent of Goal:  26.93%

Note that the funds in this account are invested in stock, so there will be fluctuations in value that are outside my control. I never withdraw money from this account, so any dips are purely due to stock price changes.

Events Of Note Last Month:


I received income from several different sources this month. Net income from my online courses was $217.25. My hard money loan generated $133.33 in income. I made $3.89 in eBook royalties and I received $14.48 from a class action settlement with Prosper.com.

Not much of note went on this month. We just keep on tucking away money in our various savings accounts. My wife and I are driving out to Las Vegas in February, so I'm looking forward to that. Also, my hard money loan is coming due and I'll look to roll that into a new one and add some funds to it at the same time.

Net Worth Update

For January, our net worth rose by $12,803. The gains came from a rising stock market and property values. No change in the Loans figure, which looks strange, but this was because I paid our January mortgage bill in December to get the extra month of interest to deduct on my 2016 taxes.

We reached our goal of saving $10,000 in an emergency fund. Rather than stop saving, we're just going to continue to put aside the same amount each week and keep growing it. We may decide to use the excess for something in the future. Besides, it never hurts to have some extra savings laying around!

December 2016

January 2017

Note: Mint.com categorizes our HELOC as a credit card debt, not a loan, hence the apparently high credit card balance.

If you have any questions or suggestions for topics, please drop me a line in the comments section!